New rules from the FSA will make it harder for all of us to get our hands on a mortgage – do they go too far? Fresh from being granted a reprieve by the Coalition Government – the Tories had wanted to completely do away with the FSA – the UK’s financial regulator is starting to flex its muscles over the mortgage market.

Interest rates are predicted to start rising next month and rates on fixed-rate mortgage deals are tumbling as lenders embark on a new price war. Now could be the best time in history to get a fixed rate mortgage!