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	<title>Mortgage Arrears Advice &#38; Debt Payment Repossession Help</title>
	<link>http://www.monsterdebt.co.uk</link>
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	<lastBuildDate>Thu, 12 Aug 2010 14:08:31 +0000</lastBuildDate>
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		<title>Debt Management Plans</title>
		<description><![CDATA[Debt Management Plans (sometimes known as a DMP) are informal agreements with your creditors to repay your debts at a lower monthly rate that is more affordable to you. If you are struggling to meet your monthly debt repayments, yourself or a debt management company can negotiate your payments, in order to get lower more manageable monthly repayments towards your debt.]]></description>
		<link>http://www.monsterdebt.co.uk/2010/08/debt-management-plans/</link>
			</item>
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		<title>Four Tips To Add Value To Your House</title>
		<description><![CDATA[Londoners pay a massive premium to live near a train station. But there are many external factors which can add thousands to the value of a property. When we consider which property to buy, there are all sorts of factors about the property itself which influence how much we are willing to pay for it.]]></description>
		<link>http://www.monsterdebt.co.uk/2010/08/property-tips/</link>
			</item>
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		<title>Harder To Get A Mortgage Deal</title>
		<description><![CDATA[New rules from the FSA will make it harder for all of us to get our hands on a mortgage – do they go too far? Fresh from being granted a reprieve by the Coalition Government – the Tories had wanted to completely do away with the FSA – the UK’s financial regulator is starting to flex its muscles over the mortgage market.]]></description>
		<link>http://www.monsterdebt.co.uk/2010/07/mortgages-news/</link>
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		<title>Are you entitled to tax credits?</title>
		<description><![CDATA[Billions went unclaimed last year. Here we explain how to avoid missing out. Are you missing out on money that is rightfully yours or have you forgotten to renew tax credits that you were paid last year? You could be entitled to tax credits if you earn up to £66,000 in certain circumstances. ]]></description>
		<link>http://www.monsterdebt.co.uk/2010/07/working-tax-credits/</link>
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		<title>How Do Credit and Debit Cards Compare?</title>
		<description><![CDATA[Plastic cards are all the same, right? Wrong! Debit and credit cards go head-to-head over nine rounds and a winner emerges! How do debit and credit cards compare? Naturally, there will be occasions when it is better to use one rather than the other. Hence, here's our detailed guide to which plastic is more fantastic!]]></description>
		<link>http://www.monsterdebt.co.uk/2010/07/debit-cards/</link>
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		<title>Paying Exactly The Right Amount Of Tax</title>
		<description><![CDATA[We all hate paying tax but don’t, whatever you do, pay more of it than you need to. Can you really be sure you’re paying exactly the right amount of tax?]]></description>
		<link>http://www.monsterdebt.co.uk/2010/06/tax-refund/</link>
			</item>
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		<title>Loans What the lender doesn&#8217;t tell you</title>
		<description><![CDATA[Nearly 75% of personal loans charge early redemption penalties yet many providers are guilty of burying this fact in the small print of the terms and conditions. IF, which does not penalise you for repaying a loan early, is calling for those that do to make their charges more transparent. ]]></description>
		<link>http://www.monsterdebt.co.uk/2010/06/loans/</link>
			</item>
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		<title>Council Tax Arrears Guide</title>
		<description><![CDATA[If you have council tax arrears, you will need to contact your local council andmake an arrangement to repay them. You will normally be expected to clear your arrears within the current financial year, which ends on 31 March. If you can’t afford this, work out what you can afford and tell the council.]]></description>
		<link>http://www.monsterdebt.co.uk/2010/05/council-tax-arrears/</link>
			</item>
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		<title>How Much Should I Tip The Waiter</title>
		<description><![CDATA[It's a question many of us ask ourselves while on holiday. How much should I tip? It can be tricky, and, if you're not careful, you could end up either embarrassing yourself or causing offence to another party. ]]></description>
		<link>http://www.monsterdebt.co.uk/2010/04/tipping-etiquette/</link>
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		<title>Benefits Advice For The Sick &amp; Disabled</title>
		<description><![CDATA[You may be able to claim Working Tax Credit if you are disabled and work at least 16 hours a week. Working Tax Credit is paid by the HM Revenue and Customs, and depends on your income. ]]></description>
		<link>http://www.monsterdebt.co.uk/2010/04/benefits-advice/</link>
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