Debt Management Plans (sometimes known as a DMP) are informal agreements with your creditors to repay your debts at a lower monthly rate that is more affordable to you. If you are struggling to meet your monthly debt repayments, yourself or a debt management company can negotiate your payments, in order to get lower more manageable monthly repayments towards your debt.
It’s a question many of us ask ourselves while on holiday. How much should I tip? It can be tricky, and, if you’re not careful, you could end up either embarrassing yourself or causing offence to another party.
Paying your expenses on credit could end up costing you dearly as lenders hike rates on loans, credit cards and store cards to their highest levels in years.
Your PC is a powerful gateway to a host of money-saving websites. Most of us use a few big shopping sites to help find bargains – but there are a host of safe and reliable websites around to help you cut the cost of specific tasks.
For travellers who are comfortable booking on the internet, cashback websites can unlock a new tier of savings. With very little effort, you could pocket six per cent off an Istanbul city tour with Isango!, or hundreds of other deals on top of any discounts or offers available booking direct with these operators.
Going into a computer shop you can get good advice, but you tend to pay a premium for it and you leave yourself open to sales tactics. This is to be expected, so it’s not a rip-off that we should complain about. On the other hand, it’s one that’s easily avoided! Get free advice from the internet.
Find out how to fight back against supermarket scams and rising food prices so you can beat the grocery stores at their own game…Believe it or not, recent figures suggest that over the past few years, the wholesale price of basic food essentials, such as bread and butter, has plummeted almost 50%.
Whether you’re commuting to work or taking a cross-country trip, you could be eligible for a rebate if your journey is disrupted. Follow our five simple steps to making a claim. The criteria for compensation differs between train companies, so check individual company websites. The type of refund also varies – some offer cash refunds, while others reimburse you with vouchers; some cover for delays of 30 minutes, while others have you waiting an hour before they refund.
These five tips could easily save you £50,000… I’m going to summarise articles we’ve written that’ll save you the most money. These are the greatest money-saving tips. I’m going to begin by telling you something you shouldn’t buy to save yourself thousands. I’m talking about insurance that protects your mortgage, loan or credit card repayments.
You want to buy a house, a car, apply for a loan; pretty much anything these days require good credit. While some people may be in denial that the credit system should have this much influence on your life – the fact of the matter is that good credit goes a long way. So why not improve it? Even if you have good credit, excellent credit will get you better mortgage rates on your home loan, potentially saving you thousands of pounds. Here are 101 tips to help you do just that – everything you ever wanted to know to be financially successful.